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On The Law - Thoughts of a Pennsylvania Lawyer 
Thursday, May 02 2019
How to File for Bankruptcy | Olean NY 14760 | Warren, PA | Bankruptcy Lawyer

Filing for Chapter 7 Bankruptcy | Olean, NY | Warren Pennsylvania

Dealing with a mountain of debt can be scary.  Filing for bankruptcy doesn't have to be if you hire our firm.  It is our #1 goal to help you overcome debt and to believe in your ability to succeed again.  We are excited and passionate about doing this for our cllients.  You wil lfind this same level of commitment from our bankruptcy lawyer, to our bankruptcy paralegal and our staff.  We all understand that life throws unexpected circumstances at us - unexepcted bills, loss of job, medical bills, divorce.  The list goes on and on.  We will never judge you because we know how difficult and embarrsing this is; we are here to help you.  Call now for help - the consultation is free!  No strings attached.

In this article we outline the basics of the process.  When you call us, we will go over this and more in much more detail.

When you are trying to figure out whether to file for bankruptcy, the process is complicated but we will get you through it with ease.  The process is the same regardless of whether you are in Bradford, McKean County, PA, Olean, New York, or Warren, PA.  All petitions for bankruptcy will be filed in the Western District - either in Pennsylvania or New York dpending upon where you live.  After your petition is prepared and filed, there will be what they call the Meeting of Creditors, which will occur either in Olean for our New York clients or in Warren for our PA clients.

So how do we decide whether to file for bankruptcy?  When you and I meet, which can be in person if you want, or it can be over the telephone so you do not have to travel, I will ask you some general questions about your income, your secured and unsecured debt, your house value and mortgage, your other assets, and questions about recent transactions like tax refunds, payments to creditors and family. 

Based upon your responses, we can usually determine whether bankruptcy is the right choice and whether to file a Chapter 13 or a Chapter 7 bankruptcy.  The next step is for you to gather together documents related to the questions that I asked you so we can verify income and debts and assets for the Court.  Using those documents, I will prepare your paperwork (the petition) that asks the Court for help by way of an order discharging your unsecured debt.

The entire process is often only 4 months long.  So if you would like to be debt freee in 4 months, call today!  (814) 274-8612

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Here is our clients are saying:

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If you are having trouble you can't handle, give us a call.  We practice in the areas of family law, divorce, custody, adoption, personal injury, and bankruptcy in Bradford, PA, Coudersport, PA, Emporium and other areas.   We happily provide  debt relief  to the Willaimsport, Wellsboro and Olean and Cattaraugus County, NY areas. Bankruptcy consultations are free. If you are overwhelmed by debt, please call our office at (814) 274-8612. For more information about our NY bankruptcy practice, please visit our bankruptcy website. You can also find more information about our other practice areas on our full litigation firm website.  We offer convenient consultations by phone.  No need to travel anywhere to speak with us.  If you are in Williamsport, click here.



Committed to helping you...
Main Office
One East Third Street
Coudersport, PA 16915
Phone: (570) 309-6690
Phone: (814) 274-8612
Email: TheRossLawFirm@gmail.com

Williamsport Meetings at
125 East 3rd Street, Williamsport PA
(At the office of Ellion and Wayne)

For NY bankruptcy clients, convenient telephone appointments available.

* Free initial consultation applies to bankruptcy and personal injury cases.

** Federal law requires the following disclosure: We are a debt relief agency helping people file for relief through bankruptcy under the bankruptcy code.

***Legal Disclaimer: The contents of this site are for informational purposes only and do not constitute legal advice.  No lawyer-client relationship exists until one of our attorneys meets with you and agrees to accept you as a client.


Privacy policy: We understand that privacy is important. We do not collect any information unless you choose to contact us.  If you choose to contact us, we collect your contact information, which is not disclosed to any third party.  It is used solely to allow us to contact you if you have requested us to contact you.

*** Our attorneys are licensed in PA and also admitted to practice bankruptcy and federal litigation in the Western District of NY.  For our NY friends, we only accept bankruptcy or federal cases brought or that can be brought in the Western District of NY as that is where our attorney is admitted.  For our PA friends, we accept most types of cases.

NY cities served for bankruptcy:  

Allegany, Cattaraugus, Conewango Valley, Dayton, Delevan, East Otto, East Randolph, Ellicottville, Farmersville Station, Franklinville, Freedom, Gowanda, Great Valley, Hinsdale, Kill Buck, Leon, Limestone, Little Valley, Machias, Olean, Otto, Perrysburg, Portville, Randolph, Saint Bonaventure, Salamanca, Sandusky, South Dayton, Steamburg, Versailles, West Valley, Westons Mills, Yorkshire.


NY zip codes served for bankruptcy:

14719, 14727, 14129, 14729, 14730, 14133, 14731, 14737, 14041, 14741, 14042, 14743, 14748, 14168, 14751, 14171, 14753, 14173, 14755,, 14060, 14760, 14766, 14065, 14770, 14772, 14778, 14779, 14783, 14706, 14788, 14101

If you are in Bradford, PA, give us a call.  We are often in McKean County helping people just like you.

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Cities served by County and zip code are the following:

Warren County, PA

Bear Lake, Chandlers Valley, Clarendon, Columbus, Garland, Grand Valley, Irvine, Pittsfield, Russell, Sheffield, Spring Creek, Sugar Grove, Tidioute, Tiona, Warren, Youngsville

McKean County, PA

Bradford, Crosby, Custer City, Cyclone, Derrick City, Duke Center, East Smethport, Eldred, Gifford, Hazel Hurst, Kane, Lewis Run, Ludlow, Mount Jewett, Port Allegany, Rew, Rixford, Smethport,Turtlepoint

Potter County, PA

16948, 16746, 16915, 16922, 16923, 16927, 16720, 16937, 16941

Tioga County, PA

Ansonia  Antrim  Asaph  Austinburg  Azelta  Balsam  Beeman  Blackwell  Blakes  Brookfield  Brooklyn  Broughton Hollow  Brownlee  C V Junction  Charleston  Cherry Flats  Christian Hill  Clymer  College  Coolidge Hollow  Covington  Cowanesque  Crooked Creek  Daggett  Davis Station  Dexter  Doane  Dogtown  Draper  Duncan  East Lawrence  East Point  Elbridge  Fall Brook  Farmington Hill  Gaines  Gaines Junction  Gleason  Gurnee  Hammond  Hartsfield  Heise Run  Henslertown  House Landing Strip  Hoytville  Jackson Center  Jackson Summit  Jobs Corners  Keeneyville  Kellytown  Kennedy  Lambs Creek  Landrus  Lawrence Corners  Leetonia  Little Marsh  Lorenton  Mainesburg  Manhattan  Maple Hill  Mardin  Marsh Creek  Marshlands  Middlebury Center  Mill Creek  Mitchell Creek  Mixtown  Morris  Morris Run  Mount Pleasant  Nauvoo  Nelson  Newelltown  Niles Valley  Northeast  Northwest  Odle Corners  Ogdensburg  Olmsville  Osceola  Owassee  Painter Run  Paisley  Penbryn  Phillips  Pine  Pitts  Plank  Potter Brook  Rexford  Rising  River West  Roundtop  Sabinsville  Sebring  Shinglebury  Shortsville  Somers Lane  South Union  Spencertown  Stokesdale  Stony Fork  Sylvester  Three Springs Run  Thumptown  Tiadaghton  Tioga Junction  Tompkins  Trowbridge  Union Center  Veilstown  Waltrous  Wellsboro Junction  West Covington  Whitneyville  Williard     Arnot   Blossburg   Elkland   Knoxville   Lawrenceville   Liberty   Mansfield   Millerton   Roseville   Tioga   Wellsboro   Westfield  

16950    16901    16911    16912    16917    16920    16921    16928    16929    16932    16933    16935    16939    16940    16942    16943    16946        

We also serve Western NY, Cattaraugus County and the Olean area.  This practice is limited to bankruptcy in the Western District of NY.  For NY bankruptcy clients, convenient telephone appointments available.  See our full Olean, Ny site here.

NY cities served for bankruptcy:  
Allegany, Cattaraugus, Conewango Valley, Dayton, Delevan, East Otto, East Randolph, Ellicottville, Farmersville Station, Franklinville, Freedom, Gowanda, Great Valley, Hinsdale, Kill Buck, Leon, Limestone, Little Valley, Machias, Olean, Otto, Perrysburg, Portville, Randolph, Saint Bonaventure, Salamanca, Sandusky, South Dayton, Steamburg, Versailles, West Valley, Westons Mills, Yorkshire.

NY zip codes served for bankruptcy:
14719, 14727, 14129, 14729, 14730, 14133, 14731, 14737, 14041, 14741, 14042, 14743, 14748, 14168, 14751, 14171, 14753, 14173, 14755,, 14060, 14760, 14766, 14065, 14770, 14772, 14778, 14779, 14783, 14706, 14788, 14101

* Federal law requires the following disclosure: We are a debt relief agency helping people file for relief through bankruptcy under the bankruptcy code.

** There are other types of bankruptcies.  Chapter 11 is for businesses and Chapter 12 applies to farms.
***Legal Disclaimer: The contents of this site are for informational purposes only and do not constitute legal advice.  No lawyer-client relationship exists until one of our attorneys meets with you and agrees to accept you as a client.

Posted by: David B. Ross, Esq. AT 08:45 am   |  Permalink   |  Email
Committed to helping you...

Ross & Ross Law Office
One East Third Street
Coudersport, PA 16915
Phone: (814)274-8612
Email: TheRossLawFirm@gmail.com

* Free initial consultation applies to bankruptcy and personal injury cases.

Privacy policy: We understand that privacy is important. We do not collect any information unless you choose to contact us.  If you choose to contact us, we collect your contact information, which is not disclosed to any third party.  It is used solely to allow us to contact you if you have requested us to contact you.

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